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Surge in curve card transaction failures raises concerns

Rising Curve Card Transaction Failures | User Frustration Mounts

By

Anita Sharma

Jun 1, 2025, 02:39 PM

Updated

Jun 5, 2025, 02:31 AM

2 minutes to read

A frustrated person checking their Curve card transaction on a smartphone with a declined notification visible on the screen

Curve card users are experiencing a frustrating surge in transaction failures, leading to growing dissatisfaction across the EU, UK, and US. Many customers are losing faith in the service, reporting declines and delayed fund access.

Users Voice Their Concerns

Over the past few months, reports of transactions being declined have spiked. Users are expressing their frustration, especially those accustomed to using the service reliably. One user commented, "I’m about to cancel my plan after getting upwards of 20 transactions declined this month."

The feedback from users highlights a troubling trend:

  • Some users share instances of funds disappearing for days due to declined transactions.

  • Others report being charged for transactions that ultimately failed, only to have the charges reversed later.

Mixed Experiences with Customer Support

Frustration extends to Curve’s customer support. Users reveal varied experiences, with many feeling that support is unresponsive. One remarked, "Support seems clueless about what's causing these issues," while another stated, "I waited 45 days for a response last April."

Interestingly, not all users share negative stories. A few users, particularly long-time curve users, report smooth experiences.

  • One UK customer noted, "I’ve never had a problem with Curve in 3 years using like 20 different cards in the wallet."

  • Another user said, "I’m having zero issues now, so you will probably be good!"

However, these positive experiences seem overshadowed by the numerous accounts of frustration.

What’s Causing the Declines?

The rise in declined transactions appears to be tied to outdated vendor systems, which complicate processing for users. Strikingly, the timing of issues has coincided with disruptions from Curve’s payment provider, causing some reports of outages.

As users share their experiences, a common question resonates: How long until Curve addresses these mounting issues?

Key Insights

  • β—‰ Reports of multiple chargebacks for failed transactions continue to emerge.

  • β—‰ Customer support response times remain a source of frustration.

  • β—‰ "It’s annoying to deal with double charges," commented one affected user.

  • β—‰ Some users claim they must rely on cash for transactions, limiting Curve’s intended convenience.

The ongoing issues could concern regulators in the EU and the UK, with experts estimating a 60% chance that Curve will need substantial updates in the upcoming months. If these issues persist, many might reconsider their loyalty to Curve, which could impact its market standing significantly.