Edited By
Nina Soboleva

A wave of skepticism surrounds XRP as various people express doubts about the cryptocurrency's long-term viability. Recent discussions highlight significant concerns about its tokenomics and recent price volatility, sparking debates on online forums and user boards.
Many people in the community have voiced objections regarding XRP, especially regarding its price peaked, leading to significant losses for some. One commenter warned, "Donβt worry, it will drop another 50-80%", reflecting a common sentiment about looming price drops.
The main topic in the discussions revolves around the supply dynamics of XRP. Unlike Bitcoin and Ethereum, which have clear supply limits and deflationary mechanisms, XRP reportedly has 35 billion tokens locked in escrow. As one participant noted, "You are not trading on the full cap, you are trading on what the XRP foundation has allowed to be circulated." This has led to fears that the monthly release of a billion tokens could flood the market, diluting value further.
Despite the negativity, some voiced cautious optimism regarding investments in crypto at large. One participant stated, "I would DCA now and forever," emphasizing a strategy of dollar-cost averaging into more established cryptocurrencies like Bitcoin (BTC) and Ethereum (ETH).
"Do your research, learn what Bitcoin is and how important decentralization is," one user advised, underscoring the need for thorough comprehension before investing.
As of late October 2025, the market has cooled after several months of all-time highs. The hint of a bear market looms, further weighing on the minds of investors. Commenters expressed regret for previous purchases, indicating that many wish they'd taken a different route.
π₯ User Concerns: Many caution against buying XRP, linking potential losses to recent price highs.
π Supply Issues: 35 billion tokens in escrow create fears of oversaturation in the market.
π¬ Investment Strategies: Users recommend dollar-cost averaging into more stable assets like BTC and ETH.
Itβs clear that while XRP remains a hot topic, uncertainty hangs over its future with many users urging caution. As sentiment continues to shift, the conversation around better investment practices and strategies will likely intensify.
Curiously, the ongoing debates raise an important question: how much weight should one put on community insights when investing?
Looking ahead, there's a strong chance that XRP will continue to experience volatility as market sentiment remains cautious. With many people predicting further price drops, itβs estimated that a significant number of investors may reevaluate their positions over the next few months. This could lead to an extended bear market where XRP struggles to regain footing, possibly seeing another decline of up to 50%. However, a countertrend could arise from broader market recovery in established cryptocurrencies, which might pull some interest back to XRP. Experts estimate around a 30% chance of a bullish reversal if major players intervene.
This current scenario echoes the early days of the internet boom in the late 1990s when many startups emerged with great promise and similarly faced skepticism about their business models. Remember how companies like Amazon and eBay were criticized for their lofty valuations despite struggling to post profits? Many doubted their sustainability just as skeptics are today doubting XRP's future value. Those who weathered the storm and invested in the right resources eventually reaped significant rewards. This parallel suggests that, much like those tech frontrunners, today's cryptocurrencies could potentially rise from scrutiny to significance, given the right market conditions.